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Santander International Banking Conference 2018

Responsible banking in an age of disruption

7 Nov 2018

7 Nov 2018


9.00 am - 4.30 pm


Ciudad Grupo Santander
Boadilla del Monte, Madrid

Ana Botín


Ana Botín

Group Executive Chairman, Banco Santander

José Antonio Álvarez


José Antonio Álvarez

Chief Executive Officer, Banco Santander


The full retransmission of the Santander International Banking Conference 2018 is available:

English version: Opening and Panel 1, Panel 2 and Keynote 1, Keynote 2, Panel 3 and Closing

Spanish version (translation): Opening and Panel 1, Panel 2 and Keynote 1, Keynote 2, Panel 3 and Closing


We are delighted to invite you to the Santander International Banking Conference 2018 to be held on Wednesday 7 November 2018 at Ciudad Grupo Santander, our headquarters in Boadilla del Monte (Madrid, Spain).



8:15 - 9:00

Opening of the Conference

9:00 - 9:45

Ana Botín, Group Executive Chairman, Banco Santander

Nadia Calviño, Minister, Ministry of Economy and Business, Government of Spain

Building trust in an age of disruption

9:45 - 10:30

This panel will discuss the evolving digital landscape and the need for a global approach that fosters people’s trust through a fair deal for users, real competition, transparency in data protection and practices, fair taxation and responsible banking in a digital environment.

Panelists will discuss the importance of incentives and recognition in reinforcing responsible behaviour, short-term versus long-term visions and, drawing on their own experiences, how to measure success. The participants will also discuss challenges to responsible models in the new political environment.

Moderator: James Harding, Founder, Tortoise

Ana Botín, Group Executive Chairman, Banco Santander

Imran Gulamhuseinwala, Implementation Trustee, Open Banking Implementation Entity

John Hope Bryant, Chairman, Operation HOPE, Inc.

Jimmy Wales, co-founder of Wikipedia and member of the board of the Wikimedia Foundation.

Coffee break

10:40 - 11:20

Rules of the game for the digital age

11:20 - 12:15

Two new participants in financial services will briefly present their respective products or services to set the stage for a conversation on “Rules of the game for the digital age.”

Participants will discuss the challenges in finding the right balance between benefits for consumers, fair competition (“same activity, same rules”), innovation, customer protection, prudential requirements and cybersecurity, focusing on how citizens and the economy can be better served. The competing and complementary capacities of users, Bigtech, new techs and incumbent financial services will be considered, as well as the challenges of global cooperation and coordination.

Moderator: Lindsey Argalas, Chief Digital & Innovation Officer, Banco Santander

Roberto Viola, General Director, DG CONNECT

Bernardo González Rosas, President, Comisión Nacional Bancaria y de Valores (CNBV)

Francesco Cardi, Chief Strategy Officer, Onfido

Sergio Furio, Founder & CEO, Creditas

Defining value in responsible business

12:15 - 13:10

This panel will examine emerging trends in the definition and measurement of value generated by responsible behaviours and policies that drive sustainable growth.

It will do so from the perspective of regulators and investors, and will consider issues such as governance around ESG issues; measuring the impact of business activities; and disclosure. The panel will also examine the best responses to challenges to sustainable models in the new political and regulatory environment.

Moderator: George Bridges, Advisor on Responsible Banking, Banco Santander

Michael Schlein, President & Chief Executive Officer, Accion

Huw van Steenis, Senior Adviser to the Governor, Bank of England

Daniel Calleja, Director General, DG Environment

Ngaire Woods, Founder & Dean, Blavatnik School of Government, University of Oxford

Keynote: "Perspectives to Brasil after the elections"

13:10 - 13:30

Fernando Henrique Cardoso, President, Consejo Fundación Fernando Henrique Cardoso


13:30 - 14:30

Keynote Europe: the way forward

14:30 - 14:50

Felipe González, Former President, Government of Spain

Perspectives and challenges for growth in a changing environment

14:50 - 15:45

Taking into account the political, monetary, markets and social backdrop, this panel will discuss prospects for and challenges to growth from the perspective of key investors and monetary authorities.

They will examine investment strategies and opportunities in the new political and macro environment and the role of responsible business in investment decisions. Participants will also discuss the role of regulation, monetary policy and prudential requirements in promoting macroeconomic growth and responsible banking.

Moderator: José Manuel Campa, Global Head of Regulatory Affairs, Banco Santander

Yolanda Courtines, Equity Portfolio Manager, Wellington Management

Barrington Pitt Miller, Portfolio Manager & Research Analyst, Janus Henderson Investors

Burkhard Balz, Board member, Bundesbank Executive Board

José María Roldán, Chairman & CEO, Spanish Banking Association

Closing of the Conference

15:45 - 16:30

José Antonio Álvarez, Chief Executive Officer, Banco Santander

David Wright, Chair, Eurofi

Closing network coffee


Meet our speakers

Transportation & accommodation


Transportation to the conference will be provided. Buses will depart from Paseo de la Castellana, 24 (Madrid City center), at 7:15 and 7:30.

After the conference, transfer from Ciudad Grupo Santander to Madrid City center or International Airport (Barajas) will be at 17:00.

Estimated time of journey is 45 minutes.


Delegates will need to make their own accommodation arrangements.

Recommended hotels in Madrid (nearby Paseo de la Castellana, 24):


Ciudad Grupo Santander - Auditorium -
Corporate Training Center
"El Solaruco" (Access B).
Avda. de Cantabria, s/n.
28660 Boadilla del Monte (Madrid)